What Is A Mortgage Advisor? Posted by nick_niesen on October 29th Anthony Barr Jersey , 2010
Much like a broker can help you find the best companies and finance, etc, a mortgage advisor can also help you find the best option for you. He or she can also help you in the application process, and offers an excellent service for anyone buying a house. The main difference between a mortgage advisor and broker is the training and expertise needed to do each job.
As well as the advice a mortgage advisor can give you when it comes to buying your house, they can also offer:
聲 Different mortgage options for you to choose from 聲 Advice on mortgage protection Everson Griffen Jersey , repayments, re-financing, etc 聲 Offer building insurance alongside the mortgage itself
Although a mortgage advisor can discuss so many different financial aspects with you, they don聮t need to take any specialised training courses or need any professional qualifications initially. This is another aspect that sets them apart from a mortgage broker. They will need to take a basic training course, but this is more in customer service and relations.
The route to becoming an advisor is quite a straightforward one 聳 normally starting off in a bank as a customer service representative Kyle Rudolph Jersey , or an administrative role within a financial services company. If they decide to pursue the more dedicated mortgage advisor route, this is when the additional training will come into effect.
The Financial Services Authority (FSA) requires that anyone giving specialist mortgage advice needs to be proficient to a certain level. This means that to be a mortgage advisor, a trainee has to study for either the Chartered Insurance Institute (CII) Certificate in Mortgage Advice, or the ifs School of Finance in Mortgage Advice and Practice (CeMAP). If you want to use the services of a mortgage advisor, whether through your bank or otherwise Linval Joseph Jersey , you should look for these qualifications.
Once someone has passed the relevant exams to become a specialist mortgage advisor, they can then take the next step up, and become a financial advisor. The benefit to you is that not only can you then use the same person to handle both your mortgage and other financial details 聳 pensions, life assurance, etc 聳 but you won聮t have to explain everything about your current situation to a different person every time.
Another area to consider if you are thinking about using an advisor to help you with your mortgage is whether or not they are being completely unbiased. For example Kirk Cousins Jersey , if you use your bank and they provide an advisor for you to work with, you would only be getting advice on the services that the bank itself offers.
However, if you were to use the estate agent selling the property, or a mortgage broker, then you would be offered a far greater choice and benefits from a much larger range of financial companies. This is definitely something to keep in mind when working with a financial advisor Adam Thielen Jersey , and will make sure that you eventually get the mortgage and advice that聮s right for you.
Remember that all advice received is at no obligation until you sign on the dotted line. You should therefore not feel overwhelmed or pressured when gathering information from a mortgage advisor.
Tips about Blogging to grow Your Top Home Business ECommerce Articles | August 11, 2008 Ideas about the value of blogging as a means of growing your online business. We examine the basic steps towards setting up, and posting in your blog.
Blogging is accepted as a way of attracting traffic to your site. Write about your experiences in setting up your business from scratch.
Firstly you need to acquire a blogsite. A quick search of the internet will produce many options which are freely available. In fact the blog offers from the major search engines are all extremely attractive, offer many options to you, and above all Stefon Diggs Jersey , are very user-friendly!
Have look at the options available, and select an option which suits your business style and image. You'll be able to select from a range of templates and colour choices to make your blog more personal.
You'll be assisted to select a name for your blog, but you'll find that some of the names are already in use. Choose something that compliments your business, and that has a professional ring to it. Registering your blog takes only a few minutes, and then you can get to work!
It's a good idea to personalize your blog Harrison Smith Jersey , to reflect something of yourself, even if it is a business site. It's quite simple to upload a picture of yourself, so that your visitors can see that you're a real person. You don't have to have film-star looks - but a small image adds that personal touch.
It will help to write a short personal profile about who you are, so that readers can learn a little about you. A brief history of your work experience is important, again to show who you are. You don't need to have been a top-flight executive in a global company! People will be just as interested to hear that you've had an ordinary job Dru Samia Jersey , doing anything!
The fact that you might have been a teacher, a truck-driver or a lawyer matters not one iota. What makes you an expert is that you've made the break and started your own home business. You then have some experiences to share which will be of value to others facing personal decisions about starting their own top home businesses.
Write a little about where you live, and even share something of your interests outside the business. This makes the blog more personal, and in so doing adds to your credibility. Don't forget that your blog is your own personal site - even if it's a business site.
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